Personal Savings Accounts
We at Holmes County Bank offer several different options for personal savings accounts. A brief description of each is listed below. Full disclosures for all savings accounts can be obtained at any of our branches.
Silver Savings
- Interest bearing account
- $100 required deposit to open
- Unlimited credit transactions
- $2 service charge if balance falls below $300 (quarterly)
- No interest paid on days when balance is below $300
- Quarterly paper or eStatements
- A charge of $2 per transfer or withdrawal over 6 (quarterly)
- 24 hour online and telephone banking access
- Mobile banking w/ remote deposit capture
Personal Money Market
- Interest bearing account
- $2,500 required deposit to open
- Unlimited credit transactions
- $6.95 service charge if balance falls below $1,500 (monthly)
- No interest paid on days when balance is below $1,500
- Monthly paper or eStatement
- Limit of 6 transfers or withdrawals (monthly)
- 24 hour online and telephone banking access
- Mobile banking w/ remote deposit capture
High Yield Personal Money Market
- Interest bearing account
- $25,000 required deposit to open
- Unlimited credit transactions
- $25 service charge if balance falls below $25,000 (monthly)
- No interest paid on days when balance is below $25,000
- Monthly paper or eStatement
- A charge of $5 per transfer or withdrawal over 6 (monthly)
- 24 hour online and telephone banking access
- Mobile banking w/ remote deposit capture
Christmas Club
- Non-interest bearing
- Available to all account holders
- $5 minimum deposit to open
- Available in $5, $10, $20 payment coupons
- 24 hour online and telephone banking access
- Mobile banking
- Available to open November thru March