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Personal Checking Accounts

We at Holmes County Bank offer several different options for personal checking accounts.  A brief description of each is listed below.  Full disclosures for all checking accounts can be obtained at any of our branches. 

Regular Checking

  • $100 required deposit to open
  • Monthly service charge dependent on balance
  • Unlimited transactions
  • Monthly paper or eStatement (discount available for eStatement enrollment)  
  • Debit card w/ fraud prevention and card management
  • 24 hour online and telephone banking access
  • Mobile banking w/ remote deposit capture

Personal NOW

  • Interest bearing account
  • $2,500 required deposit to open
  • $6.95  service charge if balance falls below $1,500 (monthly)
  • No interest paid on days when balance is below $1,500
  • Unlimited transactions
  • Debit card w/ fraud prevention and card management
  • Monthly paper or eStatement
  • 24 hour online and telephone banking access
  • Mobile banking w/ remote deposit capture

High Yield NOW

  • Interest bearing account
  • $10,000 required deposit to open
  • $20 service charge if balance falls below $10,000 (monthly)
  • No interest paid on days when balance is below $10,000
  • Unlimited transactions
  • Debit card w/ fraud prevention and card management
  • Monthly paper or eStatement
  • 24 hour online and telephone banking access
  • Mobile banking w/ remote deposit capture